Liv Digital Bank by Emirates NBD

Today, Liv Digital Bank by Emirates NBD is perceived not just as the first digital bank in the UAE, but as a tool that changes the usual order of financial behavior, because it combines online banking, mobile access, remote service and flexible user scenarios into a single stream. Clients, including expats, residents and non-residents, register through convenient KYC processes: video selfies, identity verification, address and income verification, which creates the feeling of a fully digital ecosystem where presence at the branch is not required. The entire user path is filled with small details like transparency of terms, transaction notifications, two-factor authentication, and balance updates, making the digital experience both fast and secure.

Mobile banking uses a multi-level protection system, secret codes, SMS confirmations, security controls, authorization of operations, risk classification and strict limits, building trust in the online environment. Here, financial transactions take place without delay, and the personal account becomes a control center: transaction history, habit analysis, currency accounts, international transfers, tariffs, commissions, and documentation are displayed in intuitive interfaces. All of this adds up to a flexible digital architecture where open APIs and embedded services support rapid digital transformation and make it easy to integrate additional tools.

• Debit and credit cards online
• Bank account opening and full remote verification
• Cashback and high credit limit
• International transfers and current exchange rates
• Insurance, loans and low interest rates
• NFC payments, digital wallets, QR payments
• Customer support: Live chat, chatbot, voice channel

Dozens of functions come together inside the platform: instant payments, electronic checks, split bills, request money, as well as blockchain identification to enhance compliance checks and AML controls. The Client has access to savings, current and investment accounts, minimum deposits, corporate profiles, financial statements, accounting documents, account closure or restoration, and checks on sanctions lists. Liv Digital Bank is creating a space where the digital economy is getting closer and financial stability is achieved faster through a combination of technology, personalization and thoughtful support.